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Card Perks shows you credit card benefits, brand offers, and lounge access information. It is not financial advice. We never collect your card numbers or bank credentials. All brand logos and trademarks belong to their respective owners. The app is free, provided “as is,” and governed by Indian law. You can stop using it anytime.
Welcome to Card Perks. These Terms and Conditions (“Terms”) govern your use of the Card Perks mobile application and website (together, the “Service”). By accessing or using Card Perks, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
Card Perks provides information about credit card benefits, rewards, lounge access, and brand offers across India. The information is for informational purposes only and is not intended as financial advice or endorsement of any financial products. We aggregate publicly available data from banks and merchants and present it in a structured, searchable format.
To use certain features of the App, you may be required to register for an account via OTP verification on your mobile number. You are responsible for:
We do not use passwords. Authentication is phone-number-based via one-time codes.
Your use of the App is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our practices regarding your personal information.
We collect and process certain personal information when you use our App, including but not limited to your name, contact information, and usage data.
We do not collect, store, or process any credit/debit card numbers, CVV codes, PINs, net-banking credentials, or other sensitive financial information. Ever.
Your data is stored securely on AWS infrastructure in the Mumbai region. For full details on how we collect, use, and protect your data, please refer to our Privacy Policy.
The App may contain links to third-party websites or services that are not owned or controlled by Card Perks. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that Card Perks shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
All brand logos, trademarks, product images, and brand names displayed in this app are the property of their respective owners. Card Perks does not claim any ownership or rights over these intellectual properties. Their use is solely for informational purposes to help users identify card benefits and offers.
The Card Perks application itself — including its design, layout, user interface, user experience, code, architecture, custom icons, and all original content — is the exclusive intellectual property of Appslio Labs LLP and its creators. All rights are reserved.
You may not modify, reproduce, distribute, create derivative works or adaptations of, publicly display or in any way exploit the App in whole or in part, except as expressly authorized by Card Perks.
The App is provided on an “AS IS” and “AS AVAILABLE” basis. Card Perks and its suppliers, to the fullest extent permitted by law, disclaim all warranties, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Card Perks does not warrant that the App will function uninterrupted, that it will be error-free, or that any errors will be corrected.
In no event shall Card Perks, its directors, employees, partners, agents, suppliers, or affiliates (Appslio Labs LLP), be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
The information provided by Card Perks is for general informational purposes only. All information on the App is provided in good faith, however, we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the App.
Under no circumstance shall we have any liability for any loss or damage incurred as a result of the use of the App or reliance on any information provided. Offers, rewards, and lounge access details are subject to change by the issuing banks and brands. Always verify with the respective institution before making financial decisions. Your use of the App and your reliance on any information is solely at your own risk.
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect.
Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Jaipur, Rajasthan, India.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect, via in-app notification. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our App after those revisions become effective, you agree to be bound by the revised terms.
If you have any questions about these Terms, please contact us:
This document is published in English. Where any translated version conflicts with the English version, the English version controls.